Checking

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20/20 Business Checking

Vision One Credit Union has a customized checking account for an active optometric practice.

Features for Private Optometric Practices

Dividends paid on account balances
Loan rate reductions (with Primary Checking*)
CD rate premiums (with Primary Checking*)
No Service fee for average daily balance over $1,000; no charge for excessive deposits, and no check writing minimum or maximum
Online & Mobile Banking
Complimentary Account Starter Kit - includes business checks, endorsement stamp, and deposit slips
Insured to at least $250,000 by the NCUA

Accessing & Depositing Your Funds

Electronic settlement of Insurance payments, Merchant services (card), and Payroll
Deposits & Withdrawals - ATM and Shared Branching (You see a teller) - No charge at thousands of Credit Unions across the U.S. via the Co-op Network
- Visa Debit Card or ATM Card (Deposit only ATM available for staff)
ART (Access Remote Teller) - deposit checks electronically from your office
Electronic Funds Transfers in or out (Online & Mobile Banking)
Bill Pay (Online & Mobile Banking)
Checks

*Primary Checking is defined as ongoing settlement of all electronic items including insurance reimbursements, debit and credit card payments, and any checks or other form of payment that might be scanned or otherwise converted to electronic payment.

Open Account

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Preferred Checking

Take control of your everyday finances with an easy-to-use and conveniently accessible low fee checking account. Our interest bearing personal checking account helps you simplify making purchases, automatic deposits, paying bills, transferring funds and more.

Experience the benefits of a personal checking account that meets your needs and fits your lifestyle.

High-yield dividends
Unlimited check writing
Unlimited deposits per month
$2,500 aggregate balance (between all shares) to waive service fee
Online Banking Access
VISA Debit Card or ATM Card
Bill Payer
NCUA Insured
Electronic Funds Transfer
Contact us for further detail
Click here for current rates

Open Account

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Health Savings Account (HSA)

Open a Health Savings Account (HSA) to save for medical expenses, feel more secure, and get tax benefits. Plus, build savings for future qualified medical and retiree health expenses. With a Health Savings Account you can access your funds on a regular basis.

No monthly service charge
No minimum balance required
Unlimited check writing
Debit card access
NCUA insured
Contact us for further detail
Click here for current rates

To qualify for this account, you must be enrolled in a high-deductible health plan (HDHP) and have no other first-dollar medical coverage. If you are enrolled in Medicare or can be claimed as a dependent on another person’s tax return, you are not eligible for this account.

For the tax year 2026, if your health-plan deductible is at least $1,700 for single coverage or $3,400 for families, you may be eligible. We have no "use it or lose it" requirements, and funds accumulate each year.

Even better, contributions can be tax-deductible up to $4,400 for singles and $8,750 for families. (Over 55 years old: $5,400 single and $9,750 family.)

The deadline to make contributions to an HSA for the 2026 tax year is April 15, 2027.