Vision One Credit Union Fees and Charges

Accordion 1

General

Account History (since last statement) $3.00 Per Page Collection Item Fee Actual Cost

Overdraft Fee $2.00 Each

Overnight Mail Service Actual Cost

Research Fee Statement $10.00 per Hour

Copy Fee Stop $3.00 per page

Pay Fee-CU check $10.00 Each

Wire Transfers $15.00 Each

Deposit Item Return Fee $10.00 Each

Deposit Item Adjustment Fee $5.00 Each

Dormant Account Fee * $2.00 per Month

Check Copy Fee - Single $2.00 Each

(2 copies free per statement)

Stop Payment Fee $10.00 Each

Returned Item, Insufficient Funds $20.00 Per Presentment

Overdraft from Shares $2.00 Each

Paid Item, Insufficient Funds $25.00 Per Presentment

Incorrect Deposit Entry $5.00 Each

Check Printing Charge Actual Cost

(Please call for (800) 327-2628 for actual cost)

Excess ATM Withdrawal Fee $1.50 Each

ATM Replacement Card Fee $15.00 Each

*Dormant account fee applies to accounts with a balance less than $100.00, no activity for 12 months and no other services.

Accordion 2

Share / Savings / IRA Accounts

Minimum Balance Fee $1.00 per Month

Excess Withdrawal Fee $2.00 Each

IRA Withdrawal Fee $10.00 Each

IRA Administration Fee $12.00 per Year

Cookie Jar Account Excess Withdrawal Fee $10.00 Each

Accordion 3

Checking (Share Draft) /Money Market Accounts

Account Type Monthly Service Fee

Preferred Checking $5.00

Service fee waived with a minimum of $2,500 aggregate or more on deposit in shares or Term Shares within the same member number when the fee is assessed OR Automatic transfer for V1 loan payment from the same account.

Choice Checking $7.50

Service fee waived with a minimum of $2,500 in the checking account when the fee is assessed OR Automatic transfer for V1 loan payment on the same account.

20/20 Business Checking $7.50

Service fee waived with a minimum of $1,000 average daily checking account balance or $100,000 aggregate average daily balance within the business membership account OR Automatic transfer for V1 loan payment on the same account.

Money Market

$5.00

Service fee waived with a minimum of $2,500 in the money market when the fee is accessed. A $2.00 excess withdrawal fee will be accessed when more than six (6) withdrawals are utilized in a month.

Accordion 4

Loans

Subordination Fee $40.00

Reconveyance Fee (R/E) $100.00

Demand Statement Fee $30.00

UCC Release Fee $40.00

Loan Document Redraw Fee $50.00